EDITORIAL APPROACH

Clarity backed by evidence.

Each term keeps its source, date and scope. A reviewed page is not a current offer for you.

What the labels mean

How we compare

The catalog is alphabetical. CFT, CFTEA and CFTNA retain their original names. We do not reinterpret ambiguous labels or mix rates with and without VAT to select a winner. Maximum amounts and minimum rates do not guarantee eligibility.

Updates

Data reflects a dated editorial review, not real-time rates. We show the review date and flag sources after seven days. Explicit validity dates are checked when serving the page. Monitoring detects changes for human review; it does not publish prices automatically.

Privacy and commercial relationships

We use Vercel Web Analytics for basic visit statistics without analytics cookies. Google Analytics 4 loads only if you accept its cookies; you can change your choice under “Privacy preferences”. We measure pages and traffic sources, not loan amounts, rates, charges or payment dates. We do not enable personalized advertising or automatic form or search measurement. Calculations stay in browser memory and are cleared on reload. We store only your analytics preference in this browser. External sites have their own privacy policies; hosting may log technical requests.

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Corrections and future community

Submissions are not yet available. A future stage will separate provider sources, experiences and personal quotes, with prior moderation and removal of identifying data. We do not invent reviews, users, scores or community offers.